Which Insurance Agency Can Help a Paving Company Get Covered for State DOT Work?
An independent agency that places paving risks and reads DOT insurance provisions can cover a paving company for state work. What to ask before you choose.
Owner Resources
The questions that arrive before the insurance ones: bidding, prequalification, subcontracting, and what a general contractor or a DOT asks you to carry.
General Liability and Workers’ Comp for Paving Contractors: Can You Get Both in One Place?
Yes. A paving contractor can get general liability and workers’ comp from one independent agency. Here is what that changes and what stays separate.
Striping and Sealcoating Contractor Insurance: Who Offers It and What It Costs
Independent agencies and specialty carriers write striping and sealcoating insurance. Here is who offers it, what they ask, and why price depends on you.
Equipment Needed for Asphalt Paving: Own, Rent or Wait
The machines a sealcoating, paving or striping company needs, by class, and how to decide whether to own, rent or subcontract each step of the work.
How to Build an Asphalt Paving Estimate Line by Line
How a paving, sealcoating or striping contractor builds a job estimate from scope and quantities, one cost line at a time, and what makes each line grow.
How to Start a Sealcoating Business: The Steps in Order
The steps a new sealcoating company takes, in the order they matter: structure, registration, the EIN, local licenses, the kit, insurance and customers.
Heat Illness, Hot Mix and Burns: Protecting a Paving Crew
How a paving crew working beside hot mix stays ahead of heat illness and burns: acclimatization, water, rest, shade, warning signs and protective gear.
OSHA’s Silica Rule on Milling Jobs: Reading “Table 1”
How OSHA’s construction silica rule reads for a milling crew: the table row for each class of milling machine, the two ways to comply and the written plan.
Writing a Paving Business Plan That Accounts for Risk
What the risk and operations section of a paving company’s plan should name: weather, equipment, crew safety, contracts, payment, insurance and bonding.
Reading an Asphalt Paving Contract Before You Sign It
What the scope, change order, site condition, weather, payment, retainage, warranty and termination clauses in a paving contract say, and what to ask.
Stormwater Permits on Paving Jobs: The EPA General Permit
When a paving, milling or sealcoating job falls under construction stormwater permits, who counts as the operator, and what the crew does at the inlets.
Building a Work Zone Safety Plan for a Paving Crew
What a paving crew beside live traffic plans before the first cone goes out: the zone layout, flaggers, trucks in the work space, night work, daily checks.
USDOT Numbers and CDLs for Paving Trucks and Trailers
When a paving company’s dump trucks, tack trucks and trailer rigs meet the federal motor carrier rules, and when a driver needs a commercial license.
Working Capital for a Paving Company’s Short Season
Why a paving company can be busy and short of cash at once, how retainage and slow draws widen the gap, and the ways owners bridge a short season.
Ask about your own operation instead
Articles explain the general case. A licensed agent can read your contracts, your equipment list and your states.