About

About Asphalt Contractor Insurance

Asphalt Contractor Insurance is a specialty brand of Wexford Insurance, LLC, a licensed independent insurance agency based in Greenwood, Indiana. We insure contractors who pave, sealcoat and stripe.

Why a brand for paving contractors

A paving operation is not a generic small business. The places it gets hurt are specific: a car driven onto a mat that has not cured, sealer carried onto a storefront floor, a trailer of equipment on the road between jobs, a crew working beside live traffic. Those exposures sit across several policies at once — general liability, contractors equipment, commercial auto and workers compensation — and the seams between them are where contractors find out what they did not buy.

We built this brand so the conversation starts from that work rather than from a generic application. Whether the business is paving, sealcoating or striping, or all three, the program is written around what the crews actually do.

Who you deal with

Nate Jones is a Chartered Property Casualty Underwriter (CPCU) and the founder of Wexford Insurance, LLC. Kami Jones is co-founder. The agency is licensed in 48 states and holds National Producer Number 19887690.

How we place the account

We are an independent agency, so no single insurance company owns the answer. We place each account with the markets that want the class, and on this class the appetite moves with the state and the mix of paving, sealing and striping work. We do not publish premium figures: what a program costs depends on the operation, and we would rather explain what moves the number and then quote it.

What we are not

We are an agency, not an insurer. Coverage is placed with licensed insurance companies and is subject to the terms, conditions and exclusions of the policy that company issues. Your own policy wording controls.